As we mentioned, you must be 18 or older for a title loan, which is a loan where your car acts as collateral. That age minimum is set by the federal government, but the rest of the regulations on title loans are set by the states. Here at Abbington Finance, we have title loans Lewisville, which means that we always follow the regulations here in Texas.
There isn’t too much to know about title loan regulations in Texas. You’re looking at a low maximum interest rate of just 10 percent, but it should be noted that the title loan could have fees besides interest. One of the best parts about getting a car title loan in Texas is that the state has no cap on how much you can borrow. With a car that’s valuable enough, you could receive a title loan for several thousand dollars.
Texas also has no minimum when it comes to term lengths on title loans, but you can expect your loan term to be for 30 days. That tends to be the standard that lenders use, both in Texas and most of the other states. The due date for your title loan payment is the end of the term.
You’re not out of luck if you need more time to pay back your loan, though, because there’s also the option of extending it. Just pay any interest and fees it has, and you can start another term with any unpaid loan principal. Of course, there are new charges for interest and fees in this new term. As Texas caps title loan terms at 180 days, you must pay off your balance if you’ve had a title loan that long.
Whether it’s your fridge going belly up, an unforeseen medical issue, the air conditioning in your car breaking down in the middle of summer or just a stack of unpaid bills, there are plenty of hefty expenses that can put you in a financial bind. That’s where Abbington Finance can help. We issue title loans Lewisville, and unlike other types of loans, there is no credit check before you can get a title loan. The only two requirements you need to meet are that you’re at least 18 and that you have your own car with a clean title. To top it all off, the application process is very fast.
If you’re wondering how you can apply for a title loan, that’s what we’ll go over next. For a title loan with us, you can actually apply online right here on the Abbington Finance site. We’ve built an online app for title loans Lewisville, which you’ll find by clicking that Apply button at the top of any page on our site. The application form is only two sections and shouldn’t take more than 30 seconds or so, as you should know everything it asks for from memory. Here are what those two sections will cover:
Car details, including your car’s make and model, model year, style and a mileage range
Contact details, including your name, the best phone number where we could reach you, an email and your ZIP code
On the car details section, you can just choose everything from dropdown boxes. When you click through to the contact details section, you’ll type that information in. We use your car details to both provide your free loan quote and preapprove your application for a title loan. We use your contact details to have one of our friendly reps get in touch and tell you what you need to know to pick up your loan.
One of the frustrating aspects of traditional loans is all that you need to bring to apply for them, as this often includes bank statements and old tax returns. That’s not the case with title loans Lewisville. When you come to Abbington Finance, we only need you to show us your ID and your car. We also need to grab your car title and keep that until you’ve gotten the loan repaid.
You’re not out of luck if you need more time to pay back your loan, though, because there’s also the option of extending it. Just pay any interest and fees it has, and you can start another term with any unpaid loan principal. Of course, there are new charges for interest and fees in this new term. As Texas caps title loan terms at 180 days, you must pay off your balance if you’ve had a title loan that long.
If you’re trying to find title loans Royal Palm Beach, one thing you probably want is a lender that is actually located in Royal Palm Beach. Otherwise, you’re looking at a long trek just to reach the lender’s office and get your loan, which is frustrating when you need your money quickly. The Erb Farm Lender office is centrally located here in beautiful Royal Palm Beach, making it an easy drive or bus ride from any part of the city and ensuring that the loan process is as convenient as possible for you.
As far as that loan process is concerned, this is what you can expect from it:
Whether it’s your fridge going belly up, an unforeseen medical issue, the air conditioning in your car breaking down in the middle of summer or just a stack of unpaid bills, there are plenty of hefty expenses that can put you in a financial bind. That’s where Abbington Finance can help. We issue title loans Lewisville, and unlike other types of loans, there is no credit check before you can get a title loan. The only two requirements you need to meet are that you’re at least 18 and that you have your own car with a clean title. To top it all off, the application process is very fast.
If you’re wondering how you can apply for a title loan, that’s what we’ll go over next. For a title loan with us, you can actually apply online right here on the Abbington Finance site. We’ve built an online app for title loans Lewisville, which you’ll find by clicking that Apply button at the top of any page on our site. The application form is only two sections and shouldn’t take more than 30 seconds or so, as you should know everything it asks for from memory. Here are what those two sections will cover:
Car details, including your car’s make and model, model year, style and a mileage range
Contact details, including your name, the best phone number where we could reach you, an email and your ZIP code
On the car details section, you can just choose everything from dropdown boxes. When you click through to the contact details section, you’ll type that information in. We use your car details to both provide your free loan quote and preapprove your application for a title loan. We use your contact details to have one of our friendly reps get in touch and tell you what you need to know to pick up your loan.
One of the frustrating aspects of traditional loans is all that you need to bring to apply for them, as this often includes bank statements and old tax returns. That’s not the case with title loans Lewisville. When you come to Abbington Finance, we only need you to show us your ID and your car. We also need to grab your car title and keep that until you’ve gotten the loan repaid.